Nainital Bank, established in 1922, has been a cornerstone in providing personalized banking services to its customers. To enhance customer convenience, the bank offers multiple avenues for balance inquiries, including missed call and SMS banking services.
Missed Call Banking
Nainital Bank’s missed call banking service allows customers to check their account balance instantly by giving a missed call to a designated number. This service is available 24/7 and is free of charge. To use this service, customers must register their mobile numbers with the bank. Once registered, they can dial the missed call number, and within seconds, they will receive an SMS containing their account balance. This method is especially useful for customers who may not have access to the internet or prefer a quick and straightforward way to check their balance.
SMS Banking
For those who prefer more detailed information, Nainital Bank’s SMS banking service offers a range of functionalities beyond balance inquiries. After registering their mobile number, customers can send specific keywords via SMS to the bank’s designated number to receive information such as mini statements, cheque status, and more. This service is also available 24/7 and provides a convenient way to manage banking needs without visiting a branch or accessing online banking platforms.
Registration Process
To utilize these services, customers must ensure their mobile numbers are registered with Nainital Bank. This can typically be done by visiting the nearest branch or through the bank’s customer service channels. Once registered, customers can immediately start using both missed call and SMS banking services.
Benefits of Using These Services
Convenience: Both services offer the flexibility to check account information at any time and from anywhere, eliminating the need to visit a branch or ATM.
- Cost-Effective: These services are free of charge, providing a cost-effective solution for customers to manage their accounts.
- Time-Saving: Instant access to account information saves valuable time for customers, allowing them to make informed financial decisions promptly.
Security Measures
Nainital Bank ensures that both missed call and SMS banking services are secure. Since these services are linked to the customer’s registered mobile number, unauthorized access is minimized. However, customers are advised to keep their mobile numbers confidential and immediately inform the bank in case of loss or theft of their mobile device.
Conclusion
Nainital Bank’s commitment to customer satisfaction is evident through its user-friendly missed call and SMS banking services. By leveraging these services, customers can efficiently manage their accounts, access essential information instantly, and enjoy a seamless banking experience

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