Karnataka Bank offers its customers a suite of convenient services to access their account information, including balance inquiries and recent transaction details. These services are accessible through missed call banking, SMS banking, and WhatsApp banking, providing flexibility and ease of use.
Missed Call Banking Services
Karnataka Bank’s missed call banking service allows customers to obtain their account balance and mini statements by simply giving a missed call from their registered mobile number. This service is quick, cost-free, and available 24/7, ensuring accessibility at any time.
Account Balance Enquiry
To check your account balance, dial 1800 425 1445 from your registered mobile number. The call will disconnect automatically after a ring, and you will receive an SMS containing your current account balance.
Mini Statement Enquiry
For details of your recent transactions, give a missed call to 1800 425 1446. Similar to the balance enquiry, the call will disconnect automatically, and an SMS detailing your recent transactions will be sent to your registered mobile number.
SMS Banking Services
Karnataka Bank’s SMS banking service provides a versatile platform to access various banking services through simple text messages. This service is particularly beneficial for customers who may not have access to the internet or prefer text-based communication.
Registration Process
To utilize SMS banking services, ensure that your mobile number is registered with Karnataka Bank. Once registered, you can start using the service immediately.
Account Balance Enquiry via SMS
To check your account balance using SMS banking:
Compose a new SMS with the keyword BAL XXXX, where XXXX represents the last four digits of your Karnataka Bank SBI card.
Send this SMS to 5676791.
You will receive an instant reply with your current account balance.
WhatsApp Banking Services
Karnataka Bank also offers banking services through WhatsApp, providing a user-friendly and secure platform to access your account information.
Registration Process
To start using WhatsApp banking:
- Save Karnataka Bank’s official WhatsApp number +91 963 218 8999 to your contacts.
- Open WhatsApp and send ‘Hi’ to this number from your registered mobile number.
- Enter the OTP sent to your mobile and accept the Terms & Conditions to activate the service.
By initiating a conversation on WhatsApp, you agree to the terms and conditions of WhatsApp banking.
Services Offered via WhatsApp Banking
Karnataka Bank’s WhatsApp banking service offers a range of functionalities:
- Account Balance Enquiry: Type ‘Account Balance’ and send to receive your current account balance.
- Mini Statement: Type ‘Mini Statement’ and send to view your recent transactions.
- Product Information: Get details about various banking products and services.
- Locate Branches & ATMs: Find the nearest Karnataka Bank branches and ATMs.
- Customer Care: Access customer support for your queries.
Important Considerations
- Registered Mobile Number: Ensure that your current mobile number is registered with Karnataka Bank to access these services.
- Service Charges: While missed call and WhatsApp banking services are generally free, standard SMS charges as per your mobile plan may apply when using SMS banking services.
- Security: Avoid sharing sensitive information like your account number, Customer ID, or OTPs over SMS or calls. Karnataka Bank will never ask for such details through these channels.
Conclusion
Karnataka Bank’s missed call, SMS, and WhatsApp banking services provide customers with quick and convenient access to their account information. Whether you need to check your balance, obtain recent transaction details, or request other banking services, these platforms offer a user-friendly experience without the need for internet access. By registering your mobile number and familiarizing yourself with the relevant keywords and numbers, you can manage your banking needs efficiently and securely.
Hi, I am Kapil Kumar, founder and chief editor of indiasvibes.com, a platform delivering the latest updates on business, finance, entertainment, and sports. With a passion for insightful storytelling, I am and my team ensures our readers receive accurate and engaging content.
